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  • Home
  • Designations
  • Enrolling
  • Mentor Services
  • Course Details
  • Cost of Certification
  • Education Committee
  • Who Will Benefit?
  • Rules of Certification
  • FAQs
  • Contact
Certified Finance and Mortgage Institute of Australasia (CFMIA)

What does the Advanced Certification Program
 in Commercial and Asset Finance cover?

The Advanced Program is split into two components.

Component One
This part of the program is highly engaging, and the content delivered to Brokers in plain English, using real life case studies, surrounding:
• Commercial lending skills
• Mastering cash flow, and
• Business credit writing.

Our highly qualified course trainers help you understand how to:
• read financial statements intrinsically
• understand what ratios are really telling us in our assessment
• measure financial performance
• build and sensitise a cash flow forecast
• understand the critical relationship between sales, profits, and cash
• calculate risk grades and why they are important components of a files assessment
• complete a credit proposal from front to back, and
• manage the post approval process efficiently and effectively.

Our team will work with you to help your business proficiency and ultimately, it's profitability.

Component Two 
This part of the program is run by our approved registered training organisations and the content focuses on product and obligations.

The product content focuses on advantaged business finance including:
• Commercial property finance
• Development finance
• Commercial asset and equipment finance
• Lease financing
• Agri finance
• Small business finance
• Cash flow finance
• Peer to peer lending
• Advanced personal finance (personal loans and associated products)
• Mixed purpose borrowing
• International trade finance
• Escrow
• International money transfers, and
• Limited recourse borrowing arrangements

The obligations content covers:
• Ethics surrounding advice
• Best interest duty
• Core issues surrounding mixed purpose lending connecting non-coded and coded loans.

Finally, component two covers mentoring and sponsorship, critical to future development.

The CFMIA has spent many years working with hundreds of our industry professionals, education specialists and hard-working Australian Brokers to develop this program. 

Our industry has been crying out for higher standards for many years now, and the CFMIA and its team of dedicated Industry brokers and members are extremely proud of the work that has been put in to bringing higher standards to our industry. 

What do I gain from being a Certified Finance Broker?  

01

The CFP designation is a symbol of excellence and makes a statement to your clients, your peers, and the industry that you stand for exceptional knowledge in the area of finance advice, exceptional standards in the area of ethics, and an exceptional dedication to acting in the best interests of your clients.

02

The CFMIA does not expect that all Brokers to apply for certification.

Only the most dedicated and focussed Brokers, in our opinion, will qualify to uphold the standards that they will bring to the Australian finance sector.

03

Certified Finance Brokers are a 'lighthouse' and a beacon for consumers and business, as they ‘make a statement’, that being, they will go above and beyond to support their client’s needs.

04

As certified members of the CFMIA, our Brokers will also have access to business connections and products outside the realm of the standard residential mortgage lending.

05

They will also have access to mentoring from leading trainers who will help develop their business alongside of them, helping them stand out from their competitors.

06

As the CFMIA forges forward with its Certified Professionals, it will work hard with them to remain a step ahead of the game and set up a future for all of our Certified Finance Brokers that will be exciting, fulfilling and rewarding.

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